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Global Health Solutions: Middle East
FAMILY HEALTH INSURANCE
Cigna Healthguard℠- a plan that is built
with you in mind
Learn about family health insurance
Your family’s health is paramount to your peace of mind. In the event of any injury or illness, paperwork and costs are the last things you want to worry about. With Cigna as your insurance partner, you can just focus on selecting the healthcare facility that works best for you, while we take care of in-patient and out-patient authorizations, and claims processing, in record time.
Family Health Insurance Plans
At Cigna, we know how important the well-being of your family is to your peace of mind. Which is why we have a range of coverage options that span not only treatment and follow-up, but also preventive care and healthy living. Having managed over 95 million cases around the world, you can be assured that your family gets the best healthcare support. In addition to all the world-class healthcare services that we strive to deliver, we now have in place a 5% family discount for family of 3 and a 10% discount for a family of 4.
Cigna Healthguard Plans comprise of three levels of cover. You can choose a level of cover that suits best to you and your family
Benefits
Regional
International
International Plus
Coverage in GCC, Middle East and Asia (excluding Singapore, Hong Kong and China)
Worldwide coverage with the option to include cover in USA
Not covered
Flexibility to select your Network Tier
Option to include Healthy Connect Module
Option to include Mother and Baby Care Module*
Overall annual benefit limit
AED 2,750,000
AED 7,350,000
Unlimited**
Regional
See Coverage
International
See Coverage
International Plus
See Coverage
*Eligibility Criteria Apply
**Some benefits have individual limits
Standard Medical Cover
- In-patient and day-patient hospital treatment with accommodation
- Outpatient consultations, diagnostic tests and prescription drugs
- Emergency hospitalizations and treatment
- Pre-existing and chronic conditions
- Out of area emergency coverage
Optional Medical Cover
- The maternity and baby care package covers all the phases from pre-natal to post-natal support, and new-born care, for a seamless, beautiful experience.
- The Healthy Connect module helps you take proactive charge of your family’s health through dental and eye check-ups, preventive tests, counselling sessions, nutrition advice and more.
- Life Assistance Management Program gives you a choice of 11000 experienced counsellors to help you navigate stress areas like relocation, loss, parenting or anxiety.
Clients Describe Our Services For Small Businesses
Father of a 32-week
premature baby
Over the past 8 months, I’ve had a great
experience with Cigna…. [The Cigna
Representative] is very gentle, caring,
trustworthy and reflects Cigna’s priority
- my daughter’s wellness.
Cigna customer, who went
through Covid
[The Cigna Nurse] was very supportive, and in
direct contact with the patient, his family
members, and the hospital. He was available
all night for any emergency.
Cigna customer with
cervical spondylosis
By way of feedback on the support provided
by your team especially [the doctor provided
by Cigna], who has been extremely
cooperative, caring, professional and
responsive to all my needs.
Frequently Asked Questions
For Parents?
Choosing health insurance for parents is more cost-effective when taken as part of the extended family insurance plan, than separate individual plans. The plan should ideally have room to accommodate existing or chronic conditions and other benefits that will help you take care of your parents at all times. Cigna Healthguard offers great benefits such as Global Assist Programme and Life Management Assistance Programme, providing you with the required assistance for taking care of your parents and loved ones.
My Child?
Children are covered in family insurance plans, which would be more cost-effective than covering minors separately. Children’s health insurance should cover dental, vision and other expected healthcare elements of childhood. Our healthy connect module offers great dental and vision care support for all. For more information, download our Cigna Healthguard brochure. You can also reach out to us at sales.healthguard@cigna.com.
For My Parents?
While companies in most countries of the UAE are mandated to provide insurance for the employees and sometimes their dependents as well, you may also opt for direct family insurance that includes your parents and dependents. Cigna family health insurance plans offer a range of benefits such as inpatient and outpatient treatments, maternity care, mental healthcare, etc., to take care of you and your family. For more information, download our Cigna Healthguard brochure or reach out to us at sales.healthguard@cigna.com.
Need more information?
To learn more about our health solutions, you can email us at sales.healthguard@cigna.com
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Cigna Company Info
Cigna® and Cigna® (Cigna) are registered service marks of Cigna Corporation and/or one of more of its subsidiaris. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by Cigna Corporation. The material provided herein is provided for information purposes only and is believed accurate as of the date of publicatin, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna for a complete listing of policy coverage and applicable exclusions and limitations. Cigna does not provide medical care and cannot predict medical outcomes.
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