Cigna


New UAE health insurance mandate: Save with Cigna Healthcare.

Get a special 10% discount on Cigna Healthcare plans for North Emirates businesses. We are commited to make quality health care accessible across the UAE.

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GLOBALCARE FLEXIBLE

Our global group health insurance plan that provides healthcare solutions for your employees based in the GCC or across the world. This is Cigna’s healthcare solution for Small and medium businesses that brings the best of Globalcare to SMEs.

SMARTCARE BY CIGNA

An affordable plan that offers great value on health insurance for your team based in the UAE. SmartCare by Cigna was designed specifically for the UAE market with affordability, flexibility and quality in mind, bringing the best of Cigna globally to the region.

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Key Benefits - Globalcare Flexible

Maximum Annual Cover

Set maximum cover as per your employee needs with cover from USD 1,500,000 to USD 7,500,000

Flexibility

Tweak your plan to your needs: choose area of cover, copay limits and network type, maximum annual cover, and more

App-based Care

Consult doctors anytime, from anywhere. Check worrying symptoms, and get questions answered through our apps Cigna Envoy, Cigna Wellbeing and Telehealth

Critical Care

If a serious illness is diagnosed, doctors from a range of specialisms are on hand to give you personal care, free second opinions, and guidance

Pre-Existing Conditions

If someone has chronic or pre-existing issues, they are covered in full from day 1, up to the plan’s annual maximum limit.*

Private Accommodation

No compromises on the quality of hospital stays; excellent treatment whether someone walks in for a daytime procedure, or stays overnight or for multiple days

Interested in Globalcare Flexible?

Key Benefits - Smartcare by Cigna

Healthcare Access

Choose from 3600 quality healthcare providers in our new open-access network

Member App & Portal

Using a dedicated app and web portal, employees can find nearby healthcare providers, submit claim requests, book doctor appointments, and more

Affordable Healthcare

Smartcare by Cigna offers the best of Cigna, at an affordable price in the UAE

Home Country Coverage

Delight employees with options: Choose between Regional, Home Country cover (with the exception of the USA) or Worldwide excluding USA cover

Pre-Existing Conditions

Through Smartcare by Cigna, employees get chronic or pre-existing issues covered from day 1, up to USD 68,000*

Pandemic Care

Under Smartcare by Cigna, employees get full cover for pandemic-related healthcare, up to the plan maximum

*T&C apply. Contact a Cigna sales representative to learn more

Interested in Smartcare by Cigna?

Why team up with Cigna?

For Employers
For Employees
  • Work with a deeply experienced, dedicated Client Manager
  • Know your plans are compliant
  • Proactively improve employee health, through Telehealth & the Cigna Wellbeing ® app
  • Delight your team with attractive add-ons focused on adult wellness, dental, vision & infertility
  • Get access to 3,000+ healthcare providers in the UAE, 5,000 in the Middle East
  • Speak to multilingual customer service experts 24/7/365
  • Direct settlement options: simply show your Cigna ID card to receive care
  • Enjoy quick turnarounds on pre-approvals and reimbursements

Network

A global on the ground network of healthcare support

1.5 million
healthcare
professionals

Access to
doctors in
200+ countries
and jurisdictions

240
legal experts

10 global
service centers

Experience

Expertise in key capabilities to allow your company to grow

225+ years
heritage in
healthcare

3 million
claims
worldwide

Healthcare
provider for 78%
of fortune 50
companies

In the
Middle East
for 16+ years

Service

Consistently handling claims and enquiries quickly and efficiently

170+
languages

135 different
currencies
paid

99.2% first
day email
response

180 million
customer
relationships

Got more questions?

As both Smartcare by Cigna and Globalcare Flexible are designed for SMEs, your company needs to include a minimum of one person other than the owner to qualify.

Smartcare by Cigna is made for regional cover in the Middle East, and has an optional add-on of home country cover (except the USA). Globalcare Flexible can provide cover anywhere from ‘within the GCC’ to around the world (including the USA).

Cigna provides you with 24/7/365 access to our customer care hotline. We’re always just a phone call away.

All of our plans fully meet the mandatory compliance requirements of the countries we operate in, including the UAE, Kuwait, Oman, and Bahrain.

Hi from Cigna Healthcare Team!

We’d love to help you out with questions relating to Cigna plans, and create a tailored quote.

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Estimated price for:

Individual
AED 5,300 to 6,700

  • Safe trips - emergency care cover protects you even outside of your area of cover
  • Cover provided for pre-existing conditions
  • Visit over 180 countries worry-free
  • No limit on Hypertension & Diabetes type 2 treatment
  • Much more (get in touch to find out)

* All prices are indicative; we will shared benefits
and price in more detail when you request a callback

Estimated price for:

Family
AED 23,750 to 30,500

  • Cover for maternity
  • Protection for children under 25
  • Cover provided for pre-existing conditions
  • Visit over 180 countries worry-free
  • No limit on Hypertension & Diabetes type 2 treatment
  • Much more (get in touch to find out)

* All prices are indicative; we will shared benefits
and price in more detail when you request a callback

Estimated price for:

Early Retiree
AED 21,050

  • No upper age limit on cover
  • Physiotherapy, osteopathy and chiropractic care covered
  • No limit on hypertension & type-II diabetes treatment

* All prices are indicative; we will shared benefits
and price in more detail when you request a callback

I have read and accepted the Personal Information Collection Statement of Cigna.

By submitting this form, I consent to Cigna’s use and transfer of my personal data to third-party partners for the purposes of improving your buying experience- including sales and marketing communications through a third party partner by ticking the box above.

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See Estimated Price
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Detailed brochure on Globalcare & Smartcare

Download the detailed brochure on Globalcare and Smartcare

Privacy|Disclaimer

Cigna Healthcare and Cigna HealthcareSM(Cigna Healthcare) are registered service marks of The Cigna Group and/or one of more of its subsidiaries. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by The Cigna Group. The material provided herein is provided for information purposes only and is believed accurate as of the date of publicatin, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna Healthcare for a complete listing of policy coverage and applicable exclusions and limitations. Cigna Healthcare does not provide medical care and cannot predict medical outcomes.

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