Give employees safety and a sense of security with
Smartcare by Cigna and Globalcare Flexible - these are both
health plans for small businesses.
Explore the features and benefits of our two small business (SME) health insurance plans in the Middle East: Smartcare by Cigna and Globalcare Flexible.
Smartcare by Cigna provides SME health insurance in the UAE, and has an add-on option where you can get healthcare cover in employees’ home countries, except the US. It is serviced by Neuron, a leading third-party administrator in the UAE.
A health insurance plan that provides regional, affordable healthcare cover for your employees in the UAE. Serviced by Neuron.
Regions Covered
GCC Countries (Saudi Arabia , UAE , Kuwait , Oman , Bahrain and Qatar) , Jordan ,
Lebanon , Egypt, Tunisia , Morocco , Algeria, Libya, India, Pakistan, Sri Lanka
Choose from 3600 quality
healthcare providers in our new
open-access network
Virtual doctor visits through our app for
employees: check symptoms, get
prescriptions, and get questions answered
Smartcare by Cigna by Cigna offers the best of Cigna,
at an affordable price in the UAE
Delight expat employees with
optional healthcare coverage in
their home country
Clinical case managers provide
hands-on guidance and counseling to
chronically ill employees, to help
them find the right care path
Experts offer support on
everything from emotional issues
to finance management, and
career and legal advice as well
Through Smartcare by Cigna,
employees get chronic or pre-
existing issues covered from
day 1, up to AED 250,000*
Smartcare by Cigna by Cigna offers daycare and
inpatient cover, including
private accommodation
Under Smartcare by Cigna, employees get full
cover for pandemic-related
healthcare, up to the plan maximum
Built for SMEs in the GCC or worldwide, Globalcare Flexible offers flexible healthcare protection for your employees all over the world
Regions Covered
GCC Countries (Saudi Arabia , UAE , Kuwait , Oman , Bahrain and Qatar) , Jordan ,
Lebanon , Egypt, Tunisia , Morocco , Algeria, Libya, India, Pakistan, Sri Lanka
If someone has chronic or pre-existing issues, they are covered in full from day 1, up to the plan’s annual maximum limit.*
No compromises on the quality of hospital stays; excellent treatment whether someone walks in for a daytime procedure, or stays overnight or for multiple days
Optionally, experts can support you with everything from emotional issues to finance management, and career and legal advice as well
Consult doctors anytime, from anywhere. Check worrying symptoms, and get questions answered through our apps Cigna Envoy, Cigna Wellbeing and Telehealth
If a serious illness is diagnosed, doctors from a range of specialisms are on hand to give you personal care, free second opinions, and guidance
Choose to have employees covered from ‘only GCC’ to ‘throughout the world’. Your plan, your choice.
Set maximum cover as per your employee needs with cover from USD 1,500,000 to USD 7,500,000
A dedicated Cigna client manager is always available, and give your company personal attention and support
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A global on the ground network of health care support
1.5 million
healthcare
professionals
Access to doctors in
200+
Countries &
jurisdiction
240
legal experts
10
Global Services Centers
Expertise in key capabilities to allow your company to grow
225+ years
heritage in
healthcare
3 million claims
worldwide
Healthcare provider
for 78%
of fortune 50
companies
In the middle east
for 16+years
Consistently handling claims and enquiries quickly and efficiently
170+
languages
135
different
curriencies paid
99.2%
first day
email response
180 million
customer
relationships
Over the past 8 months, I’ve had a great
experience with Cigna…. [The Cigna
Representative] is very gentle, caring,
trustworthy and reflects Cigna’s priority
- my daughter’s wellness.
[The Cigna Nurse] was very supportive, and in
direct contact with the patient, his family
members, and the hospital. He was available
all night for any emergency.
By way of feedback on the support provided
by your team especially [the doctor provided
by Cigna], who has been extremely
cooperative, caring, professional and
responsive to all my needs.
Cigna® and Cigna® (Cigna) are registered service marks of Cigna Corporation and/or one of more of its subsidiaris. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by Cigna Corporation. The material provided herein is provided for information purposes only and is believed accurate as of the date of publicatin, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna for a complete listing of policy coverage and applicable exclusions and limitations. Cigna does not provide medical care and cannot predict medical outcomes.
© 2021 Cigna. All rights reserved.
Your clients have their own unique needs. And has solutions. To partner with Cigna, contact us today at mesales@cigna.com
